ARTICLE 1: SCOPE

These terms apply to all purchases made through the websites and payment pages of [YOUR BRAND NAME], operated by [YOUR LEGAL ENTITY NAME]. By purchasing, you acknowledge that you are buying a digital product or service under the terms listed below.

ARTICLE 2: ELIGIBILITY

Purchases are available only to clients aged 18 or older. By placing an order, you confirm that you meet this requirement.

ARTICLE 3: ORDERS AND PRICING

All prices are displayed in [CURRENCY, e.g. US dollars (USD)] and are [exclusive / inclusive] of taxes. Applicable taxes are calculated at checkout. Prices may change at any time, but the price displayed at the moment of your order is final.

ARTICLE 4: PAYMENT

Payments are processed securely through third-party processors (such as Stripe or PayPal). [YOUR BRAND NAME] does not store or access your full banking details. Payment must be made in full at the time of order. Access to the program will be granted automatically after successful payment confirmation.

ARTICLE 5: DELIVERY

You will receive immediate access to the purchased digital program and associated content after payment. All access details will be sent to the email address you provided at checkout.

ARTICLE 6: NO REFUND POLICY

All sales are final. Due to the digital nature of the products and the immediate access granted to downloadable content/training, no refunds, exchanges, or cancellations will be issued. By completing a purchase, you confirm that you understand and agree to this policy.

ARTICLE 7: DISCLAIMER OF LIABILITY

[YOUR BRAND NAME] makes no claims or guarantees of personal, professional, or financial success. Results vary based on individual effort, market conditions, and experience. Any references to earnings, testimonials, or results are for illustration purposes only and do not guarantee similar outcomes. You are solely responsible for implementing the material and achieving your own results.

ARTICLE 8: INTELLECTUAL PROPERTY & LICENSE [CHOOSE ONE OPTION BELOW AND DELETE THE OTHER]

OPTION A (For Resell Rights/MRR Products): This product includes Master Resell Rights. Your purchase grants you permission to resell the [PRODUCT NAME] and retain 100% of the profits. You may not alter, duplicate, or misrepresent the original content or creators unless explicitly allowed by the license.

OPTION B (For Standard Courses/Coaching): All content provided is the intellectual property of [YOUR ENTITY NAME]. Your purchase grants you a single-user license for personal and business education. You may not share, copy, or resell the materials to third parties.

ARTICLE 9: PRIVACY POLICY

Your privacy is important to us. All personal data collected through checkout or communication channels is processed according to applicable data protection laws (such as GDPR where applicable).

• Usage: Data is used to deliver your product and send important updates.

• Storage: Data is stored securely and never sold to third parties.

• Rights: You may request access, correction, or deletion of your data at any time by emailing [YOUR SUPPORT EMAIL].

• Consent: By purchasing, you consent to receive transactional and service-related communications from us.

ARTICLE 10: EARNINGS DISCLAIMER

Every effort has been made to accurately represent our products and their potential. There is no guarantee that you will earn any money using the techniques or information provided. Examples of earnings or success are not promises of results. Your level of success depends on your skills, consistency, and personal effort.

ARTICLE 11: GOVERNING LAW

These terms are governed by the laws of [YOUR COUNTRY/STATE]. Any disputes shall be handled by the courts of [YOUR CITY/JURISDICTION].

ARTICLE 12: COMPANY INFORMATION

[YOUR BRAND NAME] Operated by [YOUR LEGAL ENTITY NAME] Address: [YOUR BUSINESS ADDRESS] Email: [YOUR SUPPORT EMAIL]